About TopBizCapital
TopBizCapital helps small and mid-sized US businesses get the financing they need to operate and grow - working capital, lines of credit, SBA loans, equipment financing, invoice factoring, and more, from $10,000 to $5,000,000.
What we do
We are a business-financing marketplace. Rather than pushing a single product, we help you understand your options and connect you with a network of vetted lenders and funding partners who can compete for your business. You compare terms, choose what fits, and deal directly with the funding partner from there.
We publish plain-English guides on every financing product, how each compares to the others, and how financing works industry by industry and state by state - so you can make the call with clear information instead of jargon.
How it works
- Tell us about your business. A short, no-obligation request - takes about two minutes.
- See your options. We match your profile to funding partners and surface the terms available to you.
- Choose and get funded. Pick the offer that fits. Working-capital options are often funded in as little as 1-3 business days.
Editorial standards
Our content is written and reviewed by our business-financing editorial team, led by Tim Carre, Senior Vice President. We aim to be accurate, specific, and current, and we correct errors when we find them. We do not accept payment to change rankings, reviews, or editorial opinions. Where a topic involves legal, tax, or accounting questions, we say so and point you to a qualified professional - we are not a substitute for one.
Who we work with
We work with a network of business lenders and funding partners, including established commercial-finance providers. Funding amounts, rates, and terms are set by the funding partner and are always subject to review and approval.
How we're paid
TopBizCapital is free to use. We may receive compensation from a funding partner when a business we connect is funded. That does not change the price or terms you're offered - those come from the funding partner.
Important disclosure
TopBizCapital is not a direct lender and does not make credit decisions. We do not guarantee that you will be approved, or that any particular amount, rate, or term will be available. Checking your options uses a soft inquiry and does not affect your credit score. Submitting your information does not guarantee funding.
Questions or corrections? Contact us.