Business Line of Credit
Revolving capital you draw from when you need it - pay only on what you use. From $10,000 to $5,000,000.
- Recurring, fluctuating cash needs
- Capital on standby without drawing it all
- Businesses with 6+ months and steady sales
See what you qualify for
months in business
monthly sales
credit score
What is business line of credit?
A business line of credit is a flexible, revolving pool of funds you draw from up to a set limit and repay as cash flow allows. Unlike a term loan, you can borrow, repay, and borrow again - paying interest only on what you actually use.
It suits recurring, variable needs: covering payroll in a slow month, buying inventory ahead of a busy season, or bridging the wait between an invoice and payment.
- Recurring, fluctuating cash needs
- Capital on standby without drawing it all
- Businesses with 6+ months and steady sales
- One reusable facility instead of repeated loans
What you need to qualify
Months in business
Some options from 4 months
Monthly gross sales
~$120K+ annual revenue
Credit score
All credit profiles considered
Business Line of Credit at a glance
| Option A | Option B | |
|---|---|---|
| Best for | Ongoing, variable needs | One-time, defined investment |
| How you draw | Revolving - reuse up to your limit | Single lump sum |
| Interest on | Amount drawn only | Full principal |
| Typical terms | Renewable / revolving | 6 months - 10 years |
How it works
Check your options
Answer a few questions - no impact to your credit score.
See your offer
You get clear terms up front and choose the offer that fits your business.
Get funded
Choose a fit and receive funds - often within 1-3 business days.
