Privacy Policy

Effective date: September 25, 2026 · Last updated: September 25, 2026

This Privacy Policy explains how TopBizCapital ("TopBizCapital," "we," "us," or "our") collects, uses, discloses, and safeguards information when you visit topbizcapital.com (the "Site"), submit a financing request, or otherwise interact with us. Please read it carefully. By using the Site or submitting information, you agree to this Policy.

1. Scope

This Policy applies to information we collect through the Site and related services. It does not apply to the practices of funding partners or other third parties, which are governed by their own privacy policies.

2. Information we collect

• Information you provide. Name, business name, email, phone number, business details (such as revenue, time in business, and industry), and any other information you submit.
• Information collected automatically. IP address, device and browser type, pages viewed, referring URL, approximate location derived from IP, and similar data collected through cookies, pixels, and similar technologies.
• Information from third parties. We may receive information from funding partners, service providers, and verification or fraud-prevention services.

3. How we use information

• To match your request with funding partners and present financing options.
• To respond to inquiries and provide customer support.
• To operate, maintain, personalize, and improve the Site and our services.
• To measure and analyze traffic and performance (for example, through Google Analytics).
• To verify your identity, prevent fraud, and enforce our Terms and policies.
• To comply with legal obligations and respond to lawful requests.

4. Legal bases (where applicable)

Where required by law, we process personal information on the basis of your consent, our legitimate interests, the performance of a contract, or compliance with legal obligations.

5. How we share information

To fulfill your request, we share the information you submit with funding partners who may evaluate and respond to it, and with service providers that perform functions on our behalf (such as analytics, hosting, and communications). Those partners may contact you about your request. We may also disclose information to comply with law, protect our rights, or in connection with a business transaction. We do not sell your personal information for monetary consideration.

6. Cookies, analytics, and tracking

We and our service providers use cookies and similar technologies, including Google Analytics 4, to operate the Site and understand how it is used. You can control cookies through your browser settings and install the Google Analytics opt-out browser add-on. We do not currently respond to "Do Not Track" signals. Disabling cookies may affect some features.

7. Communications consent (TCPA and SMS)

By providing your telephone number and submitting a request, you expressly consent to receive calls and text messages, including autodialed and prerecorded or artificial-voice messages, from TopBizCapital and its funding partners at the number you provide, regarding your request and related offers. This consent is not a condition of any purchase. Message frequency varies; message and data rates may apply. Reply STOP to opt out of texts or reply HELP for help. To opt out of calls, tell the caller or email us. You may also opt out of marketing emails using the unsubscribe link.

8. Your rights and choices

You may request access to, correction of, or deletion of your personal information, and may opt out of marketing communications. Depending on where you live, you may have additional rights - for example, under the California Consumer Privacy Act as amended (including the right to know, delete, correct, and opt out of certain sharing, and the right not to be discriminated against for exercising your rights). To make a request, contact us. We will verify your request as required by law.

9. Data retention

We retain information for as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

10. Data security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

11. Children

The Site is intended for businesses and is not directed to children under 18. We do not knowingly collect personal information from children.

12. Changes

We may update this Policy from time to time. Material changes will be reflected by updating the date above and, where required, by additional notice.

13. Contact

Questions or requests regarding this Policy may be sent to [email protected].