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Financing · SBA

SBA Loans

SBA-backed financing with lower rates and longer terms for growth, equipment, or working capital. $10,000 to $5,000,000.

  • Lower rates and longer terms
  • Large, planned investments
  • Established, profitable businesses

See what you qualify for

Takes ~2 minutes · no obligation
6+

months in business

$10K

monthly sales

500

credit score

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🔒 Bank-level security. Won’t affect your credit. We won’t share your info without approval.
SBA Loans - business financing from $10,000 to $5,000,000

What is sba loans?

SBA loans are partially guaranteed by the U.S. Small Business Administration, which lets lenders offer lower rates and longer repayment terms than most conventional options.

They are a strong fit for established businesses making a significant investment - acquiring a location, major equipment, or long-term working capital. Timelines are longer (often 30-45 days).

Good fit if you…
  • Lower rates and longer terms
  • Large, planned investments
  • Established, profitable businesses
  • Real estate and major equipment

What you need to qualify

6+

Months in business
Some options from 4 months

$10K

Monthly gross sales
~$120K+ annual revenue

500

Credit score
All credit profiles considered

How it works

1

Check your options

Answer a few questions - no impact to your credit score.

2

See your offer

You get clear terms up front and choose the offer that fits your business.

3

Get funded

Choose a fit and receive funds - often within 1-3 business days.

How business financing works - check your options, see your offer, get funded
From application to funding in three steps.

Frequently asked questions

How long does an SBA loan take?
Typically 30-45 days from application to funding.
What are SBA loan requirements?
Lenders generally look for strong credit, profitable operations, and often collateral - requirements vary by program.
SBA 7(a) vs 504?
7(a) is the flexible general-purpose program; 504 is oriented to fixed assets such as real estate and equipment.

Find out how much you qualify for

Free, no obligation, and it won't affect your credit.

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