Working Capital
Fast, flexible capital to cover cash-flow gaps, seize opportunities, or invest in growth - from $10,000 to $5,000,000.
- Covering payroll during a slow month
- Bridging seasonal cash-flow gaps
- Acting on a time-sensitive opportunity
See what you qualify for
months in business
monthly sales
credit score
What is working capital?
Working capital financing gives your business a lump sum you repay over a set term. It is designed for the real-world gaps between money out and money in - payroll, seasonal dips, supplier bills, or a sudden opportunity.
Unlike a revolving line, working capital is a fixed advance with predictable payments, which makes it straightforward to budget. Funding is often available in as little as 1-3 business days.
- Covering payroll during a slow month
- Bridging seasonal cash-flow gaps
- Acting on a time-sensitive opportunity
- Purchasing supplies or materials up front
What you need to qualify
Months in business
Some options from 4 months
Monthly gross sales
~$120K+ annual revenue
Credit score
All credit profiles considered
How it works
Check your options
Answer a few questions - no impact to your credit score.
See your offer
You get clear terms up front and choose the offer that fits your business.
Get funded
Choose a fit and receive funds - often within 1-3 business days.
