Financing · Inventory Financing
Inventory Financing
Stock up ahead of demand without tying up your cash - inventory as collateral.
- Retail and e-commerce stock-ups
- Seasonal demand planning
- Distributors and wholesalers
See what you qualify for
Takes ~2 minutes · no obligation
6+
months in business
$10K
monthly sales
500
credit score
🔒 Bank-level security. Won’t affect your credit. We won’t share your info without approval.
What is inventory financing?
Inventory financing uses your stock as collateral to fund additional inventory purchases, smoothing the mismatch between buying in bulk and selling over time.
It suits retailers, e-commerce sellers, distributors, and wholesalers preparing for a busy season or a large opportunity.
Good fit if you…
- Retail and e-commerce stock-ups
- Seasonal demand planning
- Distributors and wholesalers
- Freeing cash tied up in stock
What you need to qualify
6+
Months in business
Some options from 4 months
$10K
Monthly gross sales
~$120K+ annual revenue
500
Credit score
All credit profiles considered
How it works
1
Check your options
Answer a few questions - no impact to your credit score.
2
See your offer
You get clear terms up front and choose the offer that fits your business.
3
Get funded
Choose a fit and receive funds - often within 1-3 business days.
Frequently asked questions
What inventory can be financed?
Eligible goods vary - generally sellable inventory with predictable demand and clear valuation.
How is it secured?
The inventory itself typically serves as collateral, which can support better terms.
How fast?
Approvals and funding can move in days once inventory is documented.