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Financing · AR / Factoring

Invoice Factoring

Turn unpaid invoices into immediate cash. Funding against invoices aged up to 90 days - $100K+.

  • B2B businesses with slow-paying customers
  • Staffing, trucking, wholesale, and services
  • Funding against invoices aged up to 90 days

See what you qualify for

Takes ~2 minutes · no obligation
6+

months in business

$10K

monthly sales

500

credit score

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🔒 Bank-level security. Won’t affect your credit. We won’t share your info without approval.
Invoice Factoring - business financing from $10,000 to $5,000,000

What is invoice factoring?

Invoice factoring (accounts-receivable financing) converts money owed to you into working capital now, rather than waiting 30, 60, or 90 days to be paid.

It is ideal for B2B businesses with creditworthy customers - staffing, trucking, wholesale, and services - where slow payment is the only thing standing between you and growth.

Good fit if you…
  • B2B businesses with slow-paying customers
  • Staffing, trucking, wholesale, and services
  • Funding against invoices aged up to 90 days
  • Breaking the wait between invoice and payment

What you need to qualify

6+

Months in business
Some options from 4 months

$10K

Monthly gross sales
~$120K+ annual revenue

500

Credit score
All credit profiles considered

How it works

1

Check your options

Answer a few questions - no impact to your credit score.

2

See your offer

You get clear terms up front and choose the offer that fits your business.

3

Get funded

Choose a fit and receive funds - often within 1-3 business days.

How business financing works - check your options, see your offer, get funded
From application to funding in three steps.

Frequently asked questions

How does factoring work?
You submit eligible invoices; a funder advances cash against them and you receive the balance (minus a fee) when your customer pays.
How much can I factor?
Facilities commonly start at $100,000+ and scale with your receivables.
Do my customers know we factor?
It varies by arrangement - many facilities are non-notification, so your customers keep paying you.

Find out how much you qualify for

Free, no obligation, and it won't affect your credit.

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