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Financing · MCA

Merchant Cash Advance

Revenue-based funding repaid as you sell - fast capital for businesses that take card or daily sales.

  • Businesses with steady daily card sales
  • Fast capital needs
  • Repayment flexes with revenue

See what you qualify for

Takes ~2 minutes · no obligation
6+

months in business

$10K

monthly sales

500

credit score

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🔒 Bank-level security. Won’t affect your credit. We won’t share your info without approval.
Merchant Cash Advance - business financing from $10,000 to $5,000,000

What is merchant cash advance?

A merchant cash advance (MCA) provides an up-front sum repaid through a percentage of future sales rather than a fixed monthly payment, which can ease pressure during slower periods.

It is a fast, flexible option for businesses with steady card or cash sales that need capital quickly and can manage the cost of urgency.

Good fit if you…
  • Businesses with steady daily card sales
  • Fast capital needs
  • Repayment flexes with revenue
  • All credit profiles considered

What you need to qualify

6+

Months in business
Some options from 4 months

$10K

Monthly gross sales
~$120K+ annual revenue

500

Credit score
All credit profiles considered

Industries we fund

TruckingTransportationCourier ServiceShippingTowingUber / Lyft / TaxiFuel DeliveryCar RentalAviationLoggingAuto SalesConstruction

How it works

1

Check your options

Answer a few questions - no impact to your credit score.

2

See your offer

You get clear terms up front and choose the offer that fits your business.

3

Get funded

Choose a fit and receive funds - often within 1-3 business days.

How business financing works - check your options, see your offer, get funded
From application to funding in three steps.

Frequently asked questions

How is an MCA repaid?
Through a percentage of your future sales, so payments move with revenue.
MCA vs term loan?
MCA trades higher cost for speed and flexible repayment; a term loan offers lower cost with fixed payments.
How fast can I get funded?
Often within 1-3 business days.

Find out how much you qualify for

Free, no obligation, and it won't affect your credit.

Get Started →
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