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Financing · Residential Investment Property

Residential Investment Property Loans

Finance 1-4 unit residential investment properties - purchase, refinance, or expand your portfolio.

  • Buying 1-4 unit rentals
  • Refinancing investment property
  • Growing a rental portfolio

See what you qualify for

Takes ~2 minutes · no obligation
6+

months in business

$10K

monthly sales

500

credit score

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🔒 Bank-level security. Won’t affect your credit. We won’t share your info without approval.
Residential Investment Property Loans - business financing from $10,000 to $5,000,000

What is residential investment property loans?

Residential investment property financing funds non-owner-occupied 1-4 unit properties, for investors building or refinancing a rental portfolio.

Programs range from conventional to alternative, with options that weigh the property's income and your portfolio rather than a single tax return.

Good fit if you…
  • Buying 1-4 unit rentals
  • Refinancing investment property
  • Growing a rental portfolio
  • Borrowers with complex income profiles

What you need to qualify

6+

Months in business
Some options from 4 months

$10K

Monthly gross sales
~$120K+ annual revenue

500

Credit score
All credit profiles considered

How it works

1

Check your options

Answer a few questions - no impact to your credit score.

2

See your offer

You get clear terms up front and choose the offer that fits your business.

3

Get funded

Choose a fit and receive funds - often within 1-3 business days.

How business financing works - check your options, see your offer, get funded
From application to funding in three steps.

Frequently asked questions

Can I finance non-owner-occupied property?
Yes - these programs are built for investment (non-owner-occupied) 1-4 unit properties.
Do you count rental income?
Many programs weigh the property's rental income toward qualification.
How many properties can I hold?
Limits vary by program; portfolio investors are supported.

Find out how much you qualify for

Free, no obligation, and it won't affect your credit.

Get Started →
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