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Financing · Term Loan

Term Loans

A lump sum with fixed repayment over a set term - predictable, structured financing from $10,000 to $5,000,000.

  • Defined, one-time investments
  • Predictable fixed payments
  • Expansion and build-outs

See what you qualify for

Takes ~2 minutes · no obligation
6+

months in business

$10K

monthly sales

500

credit score

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🔒 Bank-level security. Won’t affect your credit. We won’t share your info without approval.
Term Loans - business financing from $10,000 to $5,000,000

What is term loans?

A term loan provides a single lump sum repaid (usually monthly) over a fixed period, with terms spanning roughly six months to ten years.

It is best for defined investments - an expansion, a build-out, or a specific purchase - where predictable payments and a clear payoff schedule are what you want.

Good fit if you…
  • Defined, one-time investments
  • Predictable fixed payments
  • Expansion and build-outs
  • Building business credit

What you need to qualify

6+

Months in business
Some options from 4 months

$10K

Monthly gross sales
~$120K+ annual revenue

500

Credit score
All credit profiles considered

How it works

1

Check your options

Answer a few questions - no impact to your credit score.

2

See your offer

You get clear terms up front and choose the offer that fits your business.

3

Get funded

Choose a fit and receive funds - often within 1-3 business days.

How business financing works - check your options, see your offer, get funded
From application to funding in three steps.

Frequently asked questions

How is a term loan different from a line of credit?
A term loan is a lump sum with fixed repayment; a line of credit is revolving capital you draw from as needed.
What terms are available?
Roughly 6 months to 10 years, depending on the program and use of funds.
How fast?
Funding is often available in 1-3 business days.

Find out how much you qualify for

Free, no obligation, and it won't affect your credit.

Get Started →
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