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Puerto Rico

Small Business Loans in Puerto Rico

From San Juan to Carolina - business financing for Puerto Rico from $10,000 to $5,000,000.

See Puerto Rico options

Takes ~2 minutes · no obligation
6+

months in business

$10K

monthly sales

500

credit score

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🔒 Bank-level security. Won’t affect your credit. We won’t share your info without approval.
Key takeaways
Small business loans in Puerto Rico - working capital, lines of credit, SBA, equipment and factoring

Financing for Puerto Rico businesses

Businesses across Puerto Rico use working capital, lines of credit, equipment financing, and factoring to manage cash flow and grow. One simple application gets you terms that fit your business.

Working Capital

Fast, flexible capital to cover cash-flow gaps, seize opportunities, or invest in growth - from $10,000 to $5,000,000.

Business Line of Credit

Revolving capital you draw from when you need it - pay only on what you use. From $10,000 to $5,000,000.

SBA Loans

SBA-backed financing with lower rates and longer terms for growth, equipment, or working capital. $10,000 to $5,000,000.

Invoice Factoring

Turn unpaid invoices into immediate cash. Funding against invoices aged up to 90 days - $100K+.

Commercial Real Estate Loans

Finance the purchase, refinance, or renovation of commercial property from $250,000 to $10,000,000.

Equipment Financing

Fund the trucks, machinery, and technology your business needs - without draining cash flow. $10,000 to $5,000,000.

Cities we serve in Puerto Rico

Statewide service - we fund businesses across Puerto Rico

The Puerto Rico business landscape

Puerto Rico's economy centers on pharmaceutical and medical-device manufacturing, tourism, and a broad services and retail base, supported by agriculture. Its manufacturing sector is unusually export-oriented and capital-intensive.

From San Juan's tourism and services economy to the island's manufacturing plants, businesses need capital that bridges long production and payment cycles.

Key Puerto Rico industries: pharmaceuticals and medical devices, tourism, manufacturing, agriculture, retail, services.

Financing in Puerto Rico today

Puerto Rico businesses qualify for working capital, lines of credit, equipment financing, and factoring from $10,000 to $5,000,000. Working-capital options typically fund in one to three business days.

How Puerto Rico businesses use financing

Businesses across Puerto Rico - from pharmaceuticals and medical devices to services - use working capital, lines of credit, equipment financing, and factoring to manage the gap between spending and getting paid.

A line of credit suits recurring needs that flex week to week; working capital fits a defined, one-time investment; equipment financing spreads the cost of trucks, machinery, and technology over the years they earn; and invoice factoring accelerates slow-paying customer invoices when receivables are the bottleneck.

What lenders typically look at: time in business, monthly revenue, credit score, and industry
Most applicants are evaluated on these four factors.

Frequently asked questions

What do I need to qualify in Puerto Rico?
Generally 6+ months in business, $10,000+ in monthly gross sales, and a 500+ credit score.
How much can a Puerto Rico business borrow?
Financing generally ranges from $10,000 to $5,000,000 depending on revenue, time in business, credit, and industry.
Which industries do you fund in Puerto Rico?
We fund most industries present in Puerto Rico, including pharmaceuticals and medical devices, tourism, manufacturing, agriculture.
How fast can a Puerto Rico business get funded?
Working capital and line-of-credit options often fund in 1-3 business days; SBA and commercial real estate take longer.
Does checking affect my credit?
No - it is a soft inquiry.

See how much your Puerto Rico business qualifies for

Free, no obligation, and it won't affect your credit.

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