Small Business Loans in Texas
From Houston to San Antonio - business financing for Texas from $10,000 to $5,000,000.
See Texas options
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- Texas's size and variety mean almost every financing product has a strong local fit.
- Energy and manufacturing businesses rely on equipment and working-capital financing.
- Rapid growth in the major metros drives demand for expansion and commercial real estate capital.
Financing for Texas businesses
Businesses across Texas use working capital, lines of credit, equipment financing, and factoring to manage cash flow and grow. One simple application gets you terms that fit your business.
Working Capital
Fast, flexible capital to cover cash-flow gaps, seize opportunities, or invest in growth - from $10,000 to $5,000,000.
Business Line of Credit
Revolving capital you draw from when you need it - pay only on what you use. From $10,000 to $5,000,000.
SBA Loans
SBA-backed financing with lower rates and longer terms for growth, equipment, or working capital. $10,000 to $5,000,000.
Invoice Factoring
Turn unpaid invoices into immediate cash. Funding against invoices aged up to 90 days - $100K+.
Commercial Real Estate Loans
Finance the purchase, refinance, or renovation of commercial property from $250,000 to $10,000,000.
Equipment Financing
Fund the trucks, machinery, and technology your business needs - without draining cash flow. $10,000 to $5,000,000.
Cities we serve in Texas
The Texas business landscape
Texas has one of the largest and most diverse economies in the country - energy, technology, real estate and construction, manufacturing, logistics, and agriculture, with Houston, Dallas, Austin, and San Antonio each anchoring distinct industries. Growth has been relentless.
From Houston's energy economy to Austin's tech scene and the state's vast agricultural and logistics networks, businesses of every type need capital that moves quickly and scales.
Financing in Texas today
Texas businesses qualify for the full range of financing - working capital, lines of credit, SBA, equipment, factoring, and commercial real estate - from $10,000 to $5,000,000. Working-capital options typically fund in one to three business days.
How Texas businesses use financing
Businesses across Texas - from energy to agriculture - use working capital, lines of credit, equipment financing, and factoring to manage the gap between spending and getting paid.
A line of credit suits recurring needs that flex week to week; working capital fits a defined, one-time investment; equipment financing spreads the cost of trucks, machinery, and technology over the years they earn; and invoice factoring accelerates slow-paying customer invoices when receivables are the bottleneck.
Frequently asked questions
See how much your Texas business qualifies for
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