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Financing · Consolidation

Business Debt Consolidation

Combine multiple high-cost obligations into one payment — and free up working capital every month.

  • Businesses juggling several loans or advances
  • Owners with stacked daily/weekly payments
  • Companies tightening monthly cash flow

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Takes ~2 minutes · no obligation
6+

months in business

$10K

monthly sales

500

credit score

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🔒 Bank-level security. Won’t affect your credit. We won’t share your info without approval.
Who this financing is for
Business Debt Consolidation - business financing from $10,000 to $5,000,000

How financing works for you

Stacked short-term obligations — multiple cash advances, equipment notes, or high-interest cards — drain cash flow through overlapping payments. Consolidation replaces them with a single facility and a single payment.

The goal is lower total cost and more breathing room, not just fewer statements. For qualified businesses, a term loan or line of credit can retire the expensive debt and reset the clock on terms that fit.

What lenders typically look at: time in business, monthly revenue, credit score, and industry
Most applicants are evaluated on these four factors.

Frequently asked questions

Can I consolidate business debt?
Often yes — a term loan or line of credit can pay off higher-cost obligations and replace them with one payment.
Will consolidation lower my payments?
The aim is to reduce total cost and smooth cash flow; savings depend on your current rates and profile.
Does it affect my credit?
Checking options is a soft inquiry; paydowns that reduce balances can help utilization over time.

See what you qualify for

Free, no obligation, and it won't affect your credit.

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