Unsecured Business Loans (No Collateral)
Get funded without pledging property, savings, or equipment — unsecured options based on your business, not your balance sheet assets.
- Businesses that don't own hard assets
- Service and digital companies
- Owners who won't risk personal property
See my options
months in business
monthly sales
credit score
- Businesses that don't own hard assets
- Service and digital companies
- Owners who won't risk personal property
- Companies that qualify on revenue alone
How financing works for you
Unsecured financing replaces collateral with cash-flow underwriting. Lenders assess monthly deposits, time in business, and credit to size an offer — so you keep your home, vehicles, and receivables out of the deal.
Because there is no asset to seize, amounts and pricing reflect risk. Many owners start with a smaller unsecured facility, build history, then graduate to larger lines.
Options that fit
Working capital and a business line of credit are the workhorses — fast, unsecured, and reusable in the case of a line.
Invoice factoring is technically unsecured in spirit: it finances the receivable, not your assets, so slow-paying customers fund your growth.
Working Capital
Fast, flexible capital to cover cash-flow gaps, seize opportunities, or invest in growth - from $10,000 to $5,000,000.
Business Line of Credit
Revolving capital you draw from when you need it - pay only on what you use. From $10,000 to $5,000,000.
Invoice Factoring
Turn unpaid invoices into immediate cash. Funding against invoices aged up to 90 days - $100K+.
Merchant Cash Advance
Revenue-based funding repaid as you sell - fast capital for businesses that take card or daily sales.
More situations we finance
Business Loans for Bad Credit
Yes — you can get business financing with imperfect credit. Lenders look at your cash flow, not just your score.
Startup Business Loans
Early-stage capital for founders who are still building revenue history — no long track record required for every option
No-Doc Business Loans
Skip the full paperwork. Bank-statement and low-doc programs decide on your deposits and sales, not a stack of tax retur
Same-Day Business Funding
When the money can't wait. Compare options built for hours-not-weeks decisions and fast disbursement.
Second-Chance Business Loans
Past bankruptcy or defaults don't have to end your business financing options. Here's how to get back in the game.
Business Loans for Low Revenue
Smaller revenue doesn't have to mean zero options. Programs are tiered to fit businesses that are still growing.