Business Loans for Part-Time & Side Businesses
A side business is still a business. Financing options fit owners who are growing a venture alongside their main income.
- Side-business and weekend operators
- Owners scaling from part-time to full-time
- Businesses with modest but steady revenue
See my options
months in business
monthly sales
credit score
- Side-business and weekend operators
- Owners scaling from part-time to full-time
- Businesses with modest but steady revenue
- Entrepreneurs testing demand before committing
How financing works for you
Part-time businesses often get overlooked, but the same revenue-based underwriting applies — if your side business has steady deposits and a few months of history, it can qualify for a starter facility to buy equipment, stock inventory, or market its services.
Start with an amount that matches your current volume. A clean repayment record is how a side hustle earns the limits of a full-time business.
Options that fit
Working capital and a small line of credit are ideal for modest, flexible needs.
Equipment financing funds the tools and gear a growing side business needs to take the next step.
Working Capital
Fast, flexible capital to cover cash-flow gaps, seize opportunities, or invest in growth - from $10,000 to $5,000,000.
Business Line of Credit
Revolving capital you draw from when you need it - pay only on what you use. From $10,000 to $5,000,000.
Equipment Financing
Fund the trucks, machinery, and technology your business needs - without draining cash flow. $10,000 to $5,000,000.
Merchant Cash Advance
Revenue-based funding repaid as you sell - fast capital for businesses that take card or daily sales.
More situations we finance
Business Loans for Bad Credit
Yes — you can get business financing with imperfect credit. Lenders look at your cash flow, not just your score.
Startup Business Loans
Early-stage capital for founders who are still building revenue history — no long track record required for every option
Unsecured Business Loans (No Collateral)
Get funded without pledging property, savings, or equipment — unsecured options based on your business, not your balance
No-Doc Business Loans
Skip the full paperwork. Bank-statement and low-doc programs decide on your deposits and sales, not a stack of tax retur
Same-Day Business Funding
When the money can't wait. Compare options built for hours-not-weeks decisions and fast disbursement.
Second-Chance Business Loans
Past bankruptcy or defaults don't have to end your business financing options. Here's how to get back in the game.